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Give money a better homeLETTERS have been dropping through mailboxes all over Scotland in the past month inviting people to move their current account to Royal Bank of Scotland and promising £100 to those who do. Anyone tempted by the RBS offer does not even have to wait for a letter to drop on their mat - they can walk into any branch, sign up to transfer their account and claim the free cash. RBS is far from alone in its efforts to entice new customers through the door. Bank of Scotland is running a television advertising campaign trumpeting that its current account pays 50 times more interest than its rival. Building society Nationwide is using its PR budget to draw attention to the fact that it does not charge customers for using its debit cards abroad, and Lloyds TSB highlights that it pays interest on money paid into accounts even before the cheque has cleared. Swisscom 2Q Profit Dropped by HalfBERN, Switzerland — Telecommunications company Swisscom AG said Wednesday that second-quarter net profit dropped to 299 million Swiss francs (US$244 million; euro190 million) from 596 million francs in the year-earlier period. Switzerland's largest telephone company attributed the decline in part to a fine of 180 million francs (US$147 million; euro114.5 million) for overcharging termination fees. .You Can't Keep A Bad Scheme DownThe spyware scourge is only getting worse. Worried about angry consumers and legal troubles such as those facing Direct Revenue, some spyware companies are changing their ways -- for example, by asking computer users more clearly whether they understand they will receive pop-up ads. But new and more nefarious online advertising outfits are cropping up, many of them based overseas, says C. David Moll, chief executive of Webroot Software Inc., a Boulder (Colo.) company that makes programs to fight spyware. "Trench warfare, that is spyware today," Moll says. .
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