2nd Mortgage Loan Bad Credit

Paying all cash? Skip appraisal

If you are paying all cash for a home and no new mortgage will be obtained, there is no need for a professional appraisal. However, if you will be obtaining a new mortgage to help pay for your home, the mortgage lender will arrange for a professional appraisal.

Deadbeat condo owner

Q. I own a condo in a small, six-unit homeowner's association. We all get along very well, except for one owner. She is kind of a hippie who is often gone for weeks and even months. Her monthly condo assessment fee is $423 per month, and it is now delinquent for 11 months. This is a big drain on our association's budget. As the treasurer, I am wondering what we can do to collect this money? You and your fellow condo owners have been patient far too long with that owner who doesn't pay her monthly fees.

JSE report - Thursday 3 August 2006

On the JSE the resources stocks are down 0.25%, the gold and platinum indices are down around 0.5%, the banks are down around 0.3%. The all share is down 0.3% at 20,703. With Izan de Bruyn from Xenium Securities

DOMINIC DI NATALE: The rand didnt benefit much from the SA Reserve bank decision to hike interest rates 0.5% at 6.83 against the dollar, the rand is 8.74 against the euro, the rand is 12.89 against the pound. The gold price fell almost 2% to around $640.08 an ounce, and platinum was down 0.75% to $1,239 an ounce. South African shares tried to recover some of their losses after the SA Reserve Bank raised interest rates by 50 basis points or 0.5% to 8% - that was in line with the forecasts of the economists, but the market spent much of the day in the doldrums waiting to see exactly what would happen.

Equifax Reports Solid, Broad-Based Results With Record Revenue in ...

Equifax Inc. today reported second quarter of 2006 earnings with record revenue. In the quarter ended June 30, revenue was $387.7 million, a 7 percent increase from the second quarter of 2005. Net income was $69.6 million, an 11 percent increase from the same quarter in 2005. Diluted earnings per share totaled $0.53, a 13 percent increase from the second quarter of 2005.

On a non-GAAP basis, excluding the impact of certain litigation matters in the second quarter of 2006 and the incremental impact of adopting Statement of Financial Accounting Standards No. 123(R), "Share-Based Payment" ("SFAS 123R"), net income was $66.5 million, a 6 percent increase from the second quarter of 2005, and diluted earnings per share totaled $0.51, an 8 percent increase from the second quarter of 2005.

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