Bad Credit Lone Mortgage

Low rates forcing mortgage fee rises

According to a report from MoneyExpert.com, the cost of applying for a mortgage has risen by almost a quarter in the last 12 months alone. The research suggests that mortgage lenders are trying to remain profitable whilst at the same time provide market-leading products to customers when even the rates on bad credit mortgages are relatively low. The average fixed-rate home purchase loan arrangement costs £494, up 22 per cent, MoneyExpert.com says, while the arrangement fee for a discount mortgage currently stands at £407 – an increase of 15 per cent from 12 months ago. "Borrowers need to budget for application fees when they take out a mortgage," said Sean Gardner, MoneyExpert's chief executive. "What you believe is a cheap deal saving you, for instance, £100 a month won't look quite so good when you add on application fees." Mr Gardner noted that because the base rate of interest had remained unmoved for almost a year, mortgage providers were looking at new ways to maximize their profits on fixed-rate products.

Editorial: An arena proposal opens the way for a debate

After years of falling short, local political leaders and the Sacramento Kings finally have come up with a proposal to pay for a new arena. In the coming weeks, county supervisors should vote to put it on the November ballot. Then it will be time for the heavy lifting: explaining and selling this deal to a wary public.

The proposal calls for presenting voters with two ballot measures. One would increase the county's sales tax by a quarter-cent for the next 15 years. The second would suggest -- but not require -- spending about half this money (more if there are cost overruns) on a downtown arena. The rest would be distributed for community projects throughout the county.

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Court News

7/28/06
Municipal Court
Cross over mark ln - Craig Lewis, 1220 Bay Laurel Drive, $25 fine, $77 costs.
Seat belt - Kyle A. Nicol, Plain City, $30 fine, $53 costs.
Speeding - Kyle A. Nicol, Plain City, $72 fine, $55 costs.
Disregard safe - James Osborne, Jr., West Mansfield, $150 fine, $52 costs.
Failure to control - James K. Osborne, Jr., West Mansfield, $150 fine, $52 costs.
FRA susp - Scott C. Schweinfurth, Richwood, dismissed, provided proof of
insurance, $52 costs.
ACDA - Melissa R. Soller, 703 East Sixth St., $25 fine, $52 costs.
Susp/rev - Matthew T. Straight, 18635 Easton Road, $600 fine, $300
susp., $77 costs, 180 days jail 150 susp.
Failure to yield - Matthew T. Straight, 18635 Easton Road, $25 fine, $28 costs.

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