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| Bad Credit Mortgage Nj Refinance |
Refinancing with a bad credit scoreWe are in our last year of a 3/1 ARM 5.75 percent conventional loan. The ARM was the best choice at the time because of our low credit score. We refinanced to this from a fixed-rate loan to do some home renovations. The original fixed-rate loan was an 8.75 percent FHA loan. Our credit score is not much better now. We were trying to repair our damaged credit in the past three years. However we had two job changes that prevented us from catching up. Our credit scores are around 529 with unpaid credit cards we are still working on. What do we do now that the initial rate is about to end?Thanks, -- Ann Adjustment . Tenn. gov. pushes for Wal-Mart 'degrees'NASHVILLE, Tenn. -- Tennessee Gov. Phil Bredesen wants the state to do a better job at preparing students for careers at Wal-Mart. But he's not talking about stocking shelves or checking out customers at the retail giant. Instead, Bredesen wants to tailor community college programs to offer courses on retail management. Bredesen, a Democrat, pitched his proposal on how to address a management shortage at big-box retail stores on a recent trip to Wal-Mart Stores Inc.'s headquarters in Bentonville, Ark. While no formal arrangement has been struck, Bredesen and Wal-Mart officials agreed to work on developing a curriculum. Bredesen told The Associated Press he would consider an arrangement where community colleges teach Wal-Mart-specific skills, if the company would agree to guarantee jobs for graduates with good grades. FelCor Exceeds Second Quarter Estimates; Reports Adjusted FFO Per ...IRVING, Texas, Aug. 8 /PRNewswire-FirstCall/ -- FelCor Lodging Trust Incorporated FCH, one of the nation's largest hotel real estate investment trusts (REITs), today reported operating results for the second quarter and six months ended June 30, 2006. .
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